First-Time Buyer Mortgages in Bexley

Helping You Buy Your First Home with Confidence

Buying your first property in Bexley can feel like a big step — but with the right support, it doesn’t need to be stressful. We help first-time buyers across Bexley, Albany Park, and surrounding areas navigate the mortgage process clearly and confidently.

From calculating how much you can borrow to supporting you through paperwork and beyond, we’re with you all the way.

What We Help With

• Assessing your affordability and deposit options
• Finding lenders suited to your circumstances
• Helping you secure a Decision in Principle
• Assistance from application to completion

Mortgage Options for First-Time Buyers

• Fixed and tracker mortgages
• 95% LTV mortgages (subject to lender criteria)
• Family-assisted or guarantor mortgages
• Help to Buy and First Homes Scheme eligibility

First-Time Buyer FAQs

How much deposit do I need?

Most lenders require at least 5%, though a 10–15% deposit will give you more competitive rates.

Can I get a mortgage with a small or gifted deposit?

Yes — we can help explore lender criteria and explain how gifted deposits work.

Should I get a mortgage offer before house hunting?

Yes, getting a Decision in Principle can make you a more attractive buyer to estate agents and sellers.

Start Your Journey

👉 Learn more about first-time buyer mortgages in Bexley

Disclaimer: We do not offer regulated mortgage advice. Where appropriate, we may connect you with an authorised adviser.